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Can You Afford Health Care?

Joette Calabrese, HMC, PHom M

December 8th, 2022  |  16 Comments

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Joette Calabrese


‘Tis the season!

No, no, I’m not talking about Christmas or Hanukkah. Instead, I’m talking about the annual angst many folks feel as they try to decipher the choices for next year’s health insurance. And as much turmoil as that process causes, the real anxiety begins when they try to figure out how to afford the monthly premiums.

My husband recently came across an article entitled “Young Americans Cannot Afford to Be Healthy.” The statistics are disturbing. Young Americans are putting their health on the back burner because of tight finances.

In fact, my clients are voicing the same concerns. I’ve heard from folks who can no longer afford to buy high-quality cod liver oil (such as Rosita’s Extra Virgin Cod Liver Oil that I often recommend). Others can’t afford weekly beef! Many no longer buy grass-fed dairy. I’ve heard others complain that they can no longer afford to eat fish as often and have to move to a more stretched version. So, instead of a nice, rich broiled haddock, they can barely muster a tuna noodle casserole.

Look, I’ve said this before, but it bears repeating. You can skimp on clothes; go to the Salvation Army, consignment shops, or make your own. You can skimp on furniture; buy used at garage sales. You can skimp on where you live; you don’t need a house with three bathrooms. You can even find inexpensive or free entertainment. 

But don’t skimp on good food or high-quality medicines!

And that’s where homeopathy is the perfect financial solution for our time!

If a child has a screaming ear infection, Mom can buy one tube of Belladonna 30 for $8.49 (minus 20% if she uses the coupon code “Joette” at checkout on Boiron’s site). That one tube can address many episodes of otitis media. (Although, in truth, the child may not suffer many more episodes after the Belladonna does its work to uproot the condition. But Mom can use the rest of the bottle for her other kids!)

Homeopathy is the very definition of getting your money’s worth!

If Mom is familiar with the symptoms indicating repetitive ear infections, there’s no need to visit a doctor for a diagnosis; no insurance deductible, no co-pay, no prescription antibiotic, and no repeat visit to the doctor to then diagnose what I call “antibiotic poisoning” in the form of subsequent food allergies and intolerances!

Lather, rinse, repeat. Mom and child are now on the conventional medicine conveyor belt that gets more and more expensive every year!

Homeopathy saves money and can help avoid future illnesses!

So, instead of paying for insurance company executives to get richer and Big Pharma to become more powerful, Mom invests her money in a deep inventory of homeopathic medicines and education.

I hear people discussing all the time, “Should we invest in gold? Silver? Other precious metals? Bitcoin? Real estate?”

No. In these financial times, I say the most rewarding and economical investment you can make is in your education.

Get skilled up!

Your homeopathy education will make a significant impact on your family’s health AND wealth. And it’s not a splurge. It’s an investment — one in which the entire family will benefit.

Look, folks, I’ve been where you are. When we were struggling financially, in some ways, it hemmed us in. But it also put welcomed pressure on us to find ways to step outside of the lines and become self-governing. We procured our good food by raising our own chickens, wild-crafting, and purchasing raw milk from our local farmer. We ground our own grain, made sourdough bread, yogurt, kefir and generally became independent. It became a source of joy to figure out how to solve these problems.  Plus, our forced ingenuity helped us raise our kids with purpose — questioning the status quo. They gained a sense of self-reliance instead of entitlement.

So, I say to young and older people alike, you CAN afford to take control of your health! You just can’t do it if you stay in the lane that you’ve been “assigned.”  

Knowing how to use homeopathy for just about anything that comes your way can save a lot of money. It offers relief from unaffordable insurance premiums, unnecessary doctor visits and expensive drugs of commerce. (Not to mention, it allows one to avoid those nasty, often life-altering, lifelong side effects that generally follow pharmaceutical use.)

The time to get skilled up is not when your child is in the middle of a strep throat event; it’s now — so that you’re prepared with Belladonna 30 or Hepar sulphuris calcareum 30 and you know how to use them.

Look, nothing in this world is “free,” but an investment* in homeopathic medicines and a top-notch homeopathy education will certainly provide freedom!

So, let’s answer the question we posed at the very beginning of this blog, “Can you afford health care?”

Yes! Yes, you certainly can … with homeopathy and your brain in gear!

Meanwhile, as I always say, pass on the good news of homeopathy!

Warmly and devotedly,

Joette Calabrese



* With Christmas and Hanukkah around the corner, do you really need another pair of gloves? Or another necklace? A tie? A talking bass on a plaque? No. What you truly need is homeopathy education.

When I was still amassing my knowledge of homeopathy, everyone in my family knew exactly what I wanted for Christmas, Mother’s Day and my birthday. My husband also knew that it was one of the gifts that would reap benefits for the entire family! So, he always felt justified spending what seemed like more than we usually spent on gifts. And it was!

So, leave a little note for Santa, your spouse, kids, parents and in-laws with this link: JoettesLearningCenter.com.

There, they can purchase a course you’ve had your eye on, or they can simply give you a gift certificate to redeem for whatever you want — a Gateway study group curriculum (our newly revised second edition will begin shipping in January 2023), my Materia Medica, or even an annual membership to my Mighty Members!

Most people love helping hints during this season, and, in turn, with your newfound education, you will be able to help them with their health throughout the coming year!

(And remember — all of my Mighties (Joette’s Mighty Members) qualify for a 10% discount on course purchases. If you need assistance getting your discount, email contact@practicalhomeopathy.com for more information.)


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12/11/22 Can You Afford Health Care?




Joette laughingI am a homeopath with a worldwide practice working with families and individuals via Zoom. I'm also a teacher and most importantly, a mom who raised my now-adult children depending on homeopathy over the last 31 years. I lived decades of my life with food intolerances, allergies, and chemical sensitivities until I was cured with homeopathy, so I understand pain, anxiety, and suffering. You may feel that your issues are more severe or different than anyone else’s, but I have seen it all in my practice and in my work in India. My opinion is that nothing has come close to the reproducible, safe and effective results that my clients, students and I have achieved with homeopathy.

Call today and learn how homeopathy might just be the missing piece in your health strategy.

Joette is not a physician and the relationship between Joette and her clients is not of prescriber and patient, but as educator and client. It is fully the client's choice whether or not to take advantage of the information Joette presents. Homeopathy doesn't "treat" an illness; it addresses the entire person as a matter of wholeness that is an educational process, not a medical one. Joette believes that the advice and diagnosis of a physician is often in order.

We've provided links for your convenience but we do not receive any remuneration nor affiliation in payment from your purchase.

The Author disclaims all liability for any loss or risk, personal or otherwise incurred as a consequence of use of any material in this article. This information is not a substitute for professional medical advice, diagnosis or treatment.


16 thoughts on “Can You Afford Health Care?”

  1. Amy says:

    “You can pay the grocer or you can pay the doctor.” Said to me by a hospital dietitian some years ago. Unfortunately her dietary advice was not so wise, and thankfully we no longer follow it. But her statement about whom we choose to pay was correct.

  2. Wanda Ouellet says:

    How does the new fda ruling on homeopathy affect the future of homeopaths?

    1. Joette Calabrese, HMC, CCH says:

      THere’s nothing in their guidance that has to do with practitioners.

  3. Shelley says:

    Thank you Joette, for taking the time to tell us what we need to hear. It is so easy to drown in consumerism and to lose sight of what really does matters. Merry Christmas to all.

    1. Joette Calabrese, HMC, CCH says:

      It actually centers me too when I write about these subjects.
      Merry Christmas to you too, Shelley!

  4. Betsy Ammermann says:

    I whole hardily agree with this article. I keep a well stocked homeopathic cabinet and am ready for any ailment. While my family calmly faces the next “scary” illness, other family members visit the medical clinic and have bills in the thousands of dollars. I gave up giving advice and just smile and nod when they discuss all their ailments! I know that I am prepared.

    Thank you Joette for empowering me! You are truly a blessing!!!

    1. Joette Calabrese, HMC, CCH says:

      Thanks for your kind words, Betsy.
      You’ve got the demeanor nailed down.
      Someday, there will be knocks on your door.

  5. Dolly says:

    In light of what the media proclaims to be a tripledemic as they breathlessly report on the shortage of children’s fever medicines, I sit in peace and assurance, knowing I can help my family without any of their ‘sold out meds.’ Thanks Joette for sharing your treasure trove of knowledge!

    1. Joette Calabrese, HMC, CCH says:

      You’re got it, Dolly.
      And what a great name!

  6. Tara says:

    I’m hoping that if the new FDA guidance goes through, we will still be able to order remedies from outside the US, such as Helios. Is this your understanding Joette? I’m hoping they won’t/can’t block importation of remedies.

    1. Joette Calabrese, HMC, CCH says:

      It’s hard to say what will happen. At this point, not much of anything, but if they do away with certain homeopathics being sold in the U.S., my guess is that they’ll be checking items and confiscate them.

  7. Jordan says:

    Your point on not overspending in other areas of life is true. We couldn’t send our Christmas cards this year. We were victims of credit card fraud this summer. So, when a scammer claiming to represent our bank called my husband about “credit card fraud”, my husband didn’t think anything of it and gave them the info they wanted. This led to our funds getting drawn down to negative one cent. They also took out cash loans in our names. So I can assure you, the reason I served my family canned beans and salsa with shredded cheese last night, is not due to buying too many clothes. Not to be defensive! I believe this to be a spiritual attack in response to the embryo adoption we did this summer.
    BTW, for health insurance options, I wholeheartedly recommend Zion Health. They have been great and the cost is attainable. I feel better having it, since anyone can get hit by a texting driver. I had bleeding in my third trimester, and while we believe it was halted with Sepia, we still went to the hospital to check on our son. But I digress!

    1. Joette Calabrese, HMC, CCH says:

      That’s quite the story. I’m so sorry that you’ve had to go through this.
      I hope ’23 is a better year for you and your family.
      Interestingly, health insurance companies such as Zion and many others are not allowed in many states, including NY. Imagine that!

  8. Jen says:

    I seriously wonder about our healthcare system worldwide. In Switzerland I pay CHF 1’550 a month for basic obligatory health insurance (with a deductible each of CHF 2’000) plus minor complementary for 4 persons. All (but one) on basic (complicated composition). I feel we are being deceived everywhere.Thank you for your valuable contributions

  9. Lisa says:

    Joette, have you written about iritis or uveitis? Is there a course that addresses this?

    Thank you for all you do. Hope you’re having a merry Christmas!

    1. Joette Calabrese, HMC, CCH says:

      Go to Joetteslearningcenter.com and scroll down to my online course titled “Pain.”
      The idea in homeopathy isn’t, and I repeat, IS NOT that we cover up the pain with our medicines, such as what synthetic drugs are known to do, but instead, we correct the condition, and pain, swelling, irritation, vascular responses, etc. are addressed fully.
      Have a lovely Christmas as well!

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